FastTrack is Now Available - The Fastest Municipal Lien Searches in Florida
UCC Search Services
Accurate Filings. Faster Closings. Cleaner Titles.
Skyline has the Industry Knowledge and Experience to Deliver the Financial Certainty All Businesses Require
Corporations
Institutions
Government Agencies
Mortgage Lenders & Services
Title Companies
What is a UCC Search?
A UCC (Uniform Commercial Code) search helps uncover any existing liens or financial claims tied to a person or business name. These liens are typically filed by lenders to secure interest in personal or business assets — and they can impact property ownership and title clearance.
In real estate transactions, especially commercial or investor-driven deals, UCC filings can surface during the title process and delay closing if not addressed. That’s why UCC searches are a crucial part of pre-closing due diligence.
Other Associated Searches Available with UCC Searches
Judgements
Pending Litigations
State & Federal Taxes
Bankruptcies
Why it Matters
Unreleased UCC liens, outdated filings, or incorrect names can result in:
Title Defects
UCC filings, judgments, or tax liens against a party involved in the transaction may not show up on a standard property title search — but they can still impact insurability or transferability. Without a UCC search, you're risking a title policy exception or post-closing title dispute.
Funding Delays
Lenders may pause or decline to fund a deal if there are unresolved UCC filings or liens tied to the buyer, seller, or associated business. Clearing these at the last-minute delays closings and puts pressure on everyone involved.
Legal Exposure
If a lien is discovered after closing, the buyer could be on the hook — or the title company could be liable for missed issues. UCC searches reduce the risk of curative work, claims, or litigation tied to missed filings.
Entity & Alias Risks
UCC liens are often filed under business names or DBAs. Our search methodology is used to uncover these hidden risks and give you a complete view of potential encumbrances.
Title Compliance
Underwriter guidelines often require UCC clearance when dealing with business entities, trusts, or mixed-use assets. A formal search ensures compliance and supports underwriting decisions
Skyline Title Support Finds and Flags UCC Filings Before They Become a Problem
Our UCC Search Services Include
UCC-1 Filing Research (state & county level)
Search Across Multiple States & Jurisdictions
UCC Lien Search by Name (individuals, businesses, DBAs)
Fast Turnaround Times
The Importance of UCC Searches
UCC Searches are a vital part of the property transaction process, ensuring that there are no hidden liabilities or encumbrances associated with a property owner’s name. These searches help identify any outstanding judgments, liens, or other legal issues that could affect the ownership or transfer of the property.
Get a QuoteWhy Choose Skyline for Your UCC Search Needs?
Our detailed UCC Search services provide thorough insights into any legal issues associated with a property owner's name. Partnering with us offers several advantages:
• Expertise and Experience: Our team has extensive knowledge and experience in conducting thorough UCC Searches, ensuring all potential issues are identified and addressed.
• Accurate and Comprehensive Reports: We provide accurate and comprehensive reports that cover all aspects of a UCC Search, giving you a complete understanding of any legal issues tied to the property-owner.
• Peace of Mind: With our detailed UCC Search services, you can make informed decisions and avoid unexpected legal complications, ensuring a smooth and secure property transaction.
SEAMLESS SOFTWARE CONNECTIONS
Supported Integrations
The following applications support Municipal Lien Searches
Related Articles
UCC Searches are crucial in risk assessment and due diligence in commercial lending and secured transactions. Yet despite their importance, we have ...
May 7, 2025
How much time did you spend drafting repetitive client emails today? Our average title professional saves 5+ hours weekly using SmartTitle Assistant™ ...
May 4, 2025
In the complex world of real estate transactions, due diligence is everything. Whether you're a lender evaluating a loan application, an investor ...
May 4, 2025
Smooth closings start here—our UCC Search reveals every issue before you sign
We are here to help
Frequently Asked Questions
Feel free to contact us if you have any other other questions
What is a UCC SEARCH?
A UCC (Uniform Commercial Code) search is crucial for assessing financial liabilities and encumbrances. It's essential for due diligence in transactions, securing financing, and ensuring legal compliance in real estate and business dealings.
Who typically conducts a UCC search, and how is it done?
UCC searches are often conducted by lenders, attorneys, or title companies using state-specific online databases or public records offices. These searches involve inputting the debtor's name or business entity to retrieve relevant financing statements.
What information does a UCC search reveal?
A UCC search reveals details about any filed financing statements, including the names of debtors and secured parties, collateral descriptions, and filing dates. It provides insight into existing security interests or liens on personal or business property.
Why is a UCC search important in real estate transactions?
In real estate transactions, a UCC search helps identify any UCC financing statements filed against the property or property owner. This information is crucial for ensuring clear title and avoiding disputes over ownership or property rights.
What are some common issues or red flags uncovered during a UCC search?
Common issues revealed by a UCC search include existing liens on property, outstanding loans, or financial encumbrances. Red flags may include multiple filings from different creditors or discrepancies between filed financing statements and actual property ownership.
